Lafayette Investor Reality Check
Do not let broad Lafayette averages set your ARV.
Lafayette investors need to account for flood risk and insurance costs the same way they would in coastal Louisiana. Oil-and-gas employment cycles also create tenant-demand variability that a simple rent estimate will not capture.
What investors assume
If the rent math works, the resale assumptions will probably sort themselves out.
What actually matters
Insurance, flood, and carry friction can separate two similar-looking deals very quickly.
Where Lafayette deals break
Deals in Lafayette usually break when the comp sheet looks workable but insurance, flood, or hold-cost friction was never fully priced.